Exercicios préstamos con solución 5
Transcript of Exercicios préstamos con solución 5
BOLETIN DE EXERCICIOS 5 (sol)
C0 1.500.000,00
n 12
i 0,08
TERMO COTA COTA CAPITAL CAPITAL
PERÍODO AMORTIZATIVO INTERESE AMORTIZACIÓN AMORTIZADO VIVO
n ak Ik A Mk Ck
0 0 0 0 0 1.500.000,00
1 245.000,00 120.000,00 125.000,00 125.000,00 1.375.000,00
2 235.000,00 110.000,00 125.000,00 250.000,00 1.250.000,00
3 225.000,00 100.000,00 125.000,00 375.000,00 1.125.000,00
4 215.000,00 90.000,00 125.000,00 500.000,00 1.000.000,00
5 205.000,00 80.000,00 125.000,00 625.000,00 875.000,00
6 195.000,00 70.000,00 125.000,00 750.000,00 750.000,00
7 185.000,00 60.000,00 125.000,00 875.000,00 625.000,00
8 175.000,00 50.000,00 125.000,00 1.000.000,00 500.000,00
9 165.000,00 40.000,00 125.000,00 1.125.000,00 375.000,00
10 155.000,00 30.000,00 125.000,00 1.250.000,00 250.000,00
11 145.000,00 20.000,00 125.000,00 1.375.000,00 125.000,00
12 135.000,00 10.000,00 125.000,00 1.500.000,00 0,00
1. Un préstamo de 1.500.000 € a 12 anos a un interese do 8 % anual amortizado mediante o sistema de cota constantes.
C0 3.850.000,00
n 20
i 0,05
an¬i 12,46221034
TERMO COTA COTA CAPITAL CAPITAL
PERÍODO AMORTIZATIVO INTERESE AMORTIZACIÓN AMORTIZADO VIVO
n a Ik Ak Mk Ck
0 0 0 0 0 3.850.000,00
1 308.933,96 192.500,00 116.433,96 116.433,96 3.733.566,04
2 308.933,96 186.678,30 122.255,66 238.689,62 3.611.310,38
3 308.933,96 180.565,52 128.368,44 367.058,06 3.482.941,94
4 308.933,96 174.147,10 134.786,86 501.844,92 3.348.155,08
5 308.933,96 167.407,75 141.526,21 643.371,13 3.206.628,87
6 308.933,96 160.331,44 148.602,52 791.973,65 3.058.026,35
7 308.933,96 152.901,32 156.032,64 948.006,29 2.901.993,71
8 308.933,96 145.099,69 163.834,28 1.111.840,57 2.738.159,43
9 308.933,96 136.907,97 172.025,99 1.283.866,56 2.566.133,44
10 308.933,96 128.306,67 180.627,29 1.464.493,84 2.385.506,16
11 308.933,96 119.275,31 189.658,65 1.654.152,50 2.195.847,50
12 308.933,96 109.792,38 199.141,59 1.853.294,08 1.996.705,92
13 308.933,96 99.835,30 209.098,66 2.062.392,75 1.787.607,25
14 308.933,96 89.380,36 219.553,60 2.281.946,35 1.568.053,65
15 308.933,96 78.402,68 230.531,28 2.512.477,62 1.337.522,38
16 308.933,96 66.876,12 242.057,84 2.754.535,47 1.095.464,53
17 308.933,96 54.773,23 254.160,73 3.008.696,20 841.303,80
18 308.933,96 42.065,19 266.868,77 3.275.564,97 574.435,03
19 308.933,96 28.721,75 280.212,21 3.555.777,18 294.222,82
20 308.933,96 14.711,14 294.222,82 3.850.000,00 0,00
2. Un préstamo de 3.850.000 € a 20 anos a un interese do 5 % anual amortizado mediante o método Francés.
C0 121.461.312,00
n 44
i 0,0386
an¬i 21,01247964
TERMO COTA COTA CAPITAL CAPITAL
PERÍODO AMORTIZATIVO INTERESE AMORTIZACIÓN AMORTIZADO VIVO
n a Ik Ak Mk Ck
0 0 0 0 0 121.461.312,00
1 5.780.436,87 4.688.406,64 1.092.030,23 1.092.030,23 120.369.281,77
2 5.780.436,87 4.646.254,28 1.134.182,59 2.226.212,82 119.235.099,18
3 5.780.436,87 4.602.474,83 1.177.962,04 3.404.174,86 118.057.137,14
4 5.780.436,87 4.557.005,49 1.223.431,37 4.627.606,23 116.833.705,77
5 5.780.436,87 4.509.781,04 1.270.655,83 5.898.262,06 115.563.049,94
6 5.780.436,87 4.460.733,73 1.319.703,14 7.217.965,20 114.243.346,80
7 5.780.436,87 4.409.793,19 1.370.643,68 8.588.608,88 112.872.703,12
8 5.780.436,87 4.356.886,34 1.423.550,53 10.012.159,41 111.449.152,59
9 5.780.436,87 4.301.937,29 1.478.499,58 11.490.658,99 109.970.653,01
10 5.780.436,87 4.244.867,21 1.535.569,66 13.026.228,65 108.435.083,35
11 5.780.436,87 4.185.594,22 1.594.842,65 14.621.071,30 106.840.240,70
12 5.780.436,87 4.124.033,29 1.656.403,58 16.277.474,88 105.183.837,12
13 5.780.436,87 4.060.096,11 1.720.340,76 17.997.815,63 103.463.496,37
14 5.780.436,87 3.993.690,96 1.786.745,91 19.784.561,54 101.676.750,46
15 5.780.436,87 3.924.722,57 1.855.714,30 21.640.275,84 99.821.036,16
16 5.780.436,87 3.853.092,00 1.927.344,87 23.567.620,72 97.893.691,28
17 5.780.436,87 3.778.696,48 2.001.740,38 25.569.361,10 95.891.950,90
18 5.780.436,87 3.701.429,30 2.079.007,56 27.648.368,66 93.812.943,34
19 5.780.436,87 3.621.179,61 2.159.257,26 29.807.625,92 91.653.686,08
20 5.780.436,87 3.537.832,28 2.242.604,59 32.050.230,51 89.411.081,49
21 5.780.436,87 3.451.267,75 2.329.169,12 34.379.399,63 87.081.912,37
22 5.780.436,87 3.361.361,82 2.419.075,05 36.798.474,68 84.662.837,32
23 5.780.436,87 3.267.985,52 2.512.451,35 39.310.926,03 82.150.385,97
24 5.780.436,87 3.171.004,90 2.609.431,97 41.920.358,00 79.540.954,00
25 5.780.436,87 3.070.280,82 2.710.156,04 44.630.514,04 76.830.797,96
26 5.780.436,87 2.965.668,80 2.814.768,07 47.445.282,11 74.016.029,89
27 5.780.436,87 2.857.018,75 2.923.418,11 50.368.700,22 71.092.611,78
28 5.780.436,87 2.744.174,81 3.036.262,05 53.404.962,28 68.056.349,72
29 5.780.436,87 2.626.975,10 3.153.461,77 56.558.424,05 64.902.887,95
30 5.780.436,87 2.505.251,47 3.275.185,39 59.833.609,44 61.627.702,56
31 5.780.436,87 2.378.829,32 3.401.607,55 63.235.216,99 58.226.095,01
32 5.780.436,87 2.247.527,27 3.532.909,60 66.768.126,59 54.693.185,41
33 5.780.436,87 2.111.156,96 3.669.279,91 70.437.406,50 51.023.905,50
3. Un préstamo de 121.461.312 € a 44 anos a un interese do 3,86 % anual amortizado mediante o método Francés.
34 5.780.436,87 1.969.522,75 3.810.914,12 74.248.320,62 47.212.991,38
35 5.780.436,87 1.822.421,47 3.958.015,40 78.206.336,02 43.254.975,98
36 5.780.436,87 1.669.642,07 4.110.794,80 82.317.130,82 39.144.181,18
37 5.780.436,87 1.510.965,39 4.269.471,47 86.586.602,29 34.874.709,71
38 5.780.436,87 1.346.163,79 4.434.273,07 91.020.875,36 30.440.436,64
39 5.780.436,87 1.175.000,85 4.605.436,01 95.626.311,38 25.835.000,62
40 5.780.436,87 997.231,02 4.783.205,84 100.409.517,22 21.051.794,78
41 5.780.436,87 812.599,28 4.967.837,59 105.377.354,81 16.083.957,19
42 5.780.436,87 620.840,75 5.159.596,12 110.536.950,94 10.924.361,06
43 5.780.436,87 421.680,34 5.358.756,53 115.895.707,47 5.565.604,53
44 5.780.436,87 214.832,33 5.565.604,53 121.461.312,00 0,00