Budget Cal Eng

8/8/2019 Budget Cal Eng

http://slidepdf.com/reader/full/budget-cal-eng 1/25

Monthly Budget PlannerSelect Month:

JanuaryEnter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking s

5749.00 3812.00 1937.00

DetailsAmount (RM)

DetailsAmount (RM)

DetailsEstimated Actual Estimated Actual E

I n c o m e

Household income

E x p e n s e s

( c o n

t . )

Household expenses MedicalOwn income 2300.00 2299.00 Rental 124.00 ConsultationSpouse's income 2500.00 2500.00 Water 50.00 Medicine and vitaminsPart time job Electricity 50.00 DentalsHouse rental 950.00 950.00 Telephone/mobile 100.00Business Cable TV 85.00Dividend/bonus Internet 80.00Other income Groceries 300.00 Sub total

Furniture 0.00 Insurance/TakafulSub total A 5750.00 5749.00 Gardening 0.00 Life/FamilyIncome tax 0.00 0.00 HealthZakat 0.00 0.00 Motor

0.00 0.00 Child educationSub total B 0.00 0.00 0.00

0.00

M o n

t h l y f i x e

d e x p e n s e s

Loan repayment Sub total 0.00 789.00 Sub total House 963.00 Education Personal expensesCar 760.00 School fees 0.00 ClothingsCredit card 0.00 University fees 0.00 ShoesPersonal loan 100.00 Tuition 0.00 Hair and beautyStudy loan 0.00 School uniform 0.00

Others 0.00 Stationeries 0.000.00 Pocket money 0.00 Sub total Sub total C 0.00 1823.00 School bus 0.00 Other expensesSaving / Investment 0.00 Child careEPF 202.00 0.00 0.00 GiftsFixed deposit 0.00 Sub total 0.00 0.00 Donations

Tabung Haji 0.00 Transportation Hobbies and sportsCooperative 0.00 Road tax 0.00 SubsriptionsSavings 0.00 Petrol 500.00 Newspapers and magazines

0.00 Parking 0.00 Restaurants and take awaysSub total D 202.00 0.00 Repairs/maintenance 0.00 Club membership

Driving license 0.00

5548.00 3926.000.00

Sub total 0.00 500.00 Sub total

Z a

k a

t

/ t a x

Amount for otherexpenses (A-B-C-D)

TOTAL INCOME - TOTAL EXPENSE = SURPLUS / (DEFICIT)ctualositio

n

JuneMayAprilMarchFebruary January August July September October

TrackingSheet



January Tracking SheetEnter figures into the blue cells.

Actual expenses incurred 1 2 3 4 5 6Income taxZakat

0Sub total 0.00 0.00 0.00 0.00 0.00 0.00

M o n

t h l y f i x e

d e x p e n s e s

Loan repaymentHouse 963.00Car 760.00Credit cardPersonal loan 100.00Study loanOthers

0Sub total 1823.00 0.00 0.00 0.00 0.00 0.00

Saving / InvestmentEPFFixed deposit

Tabung HajiCooperativeSavings

0Sub total 0.00 0.00 0.00 0.00 0.00 0.00

E x p e n s e s

( c o n

t . )

Household expensesRental 124.00Water 50.00Electricity 50.00

Telephone/mobile 100.00Cable TV 85.00Internet 80.00

Groceries 300.00FurnitureGardening

00000

Sub total 789.00 0.00 0.00 0.00 0.00 0.00EducationSchool feesUniversity fees

TuitionSchool uniformStationeries

Pocket moneySchool bus

00

Sub total 0.00 0.00 0.00 0.00 0.00 0.00TransportationRoad taxPetrol 500.00ParkingRepairs/maintenanceDriving license

0Sub total 500.00 0.00 0.00 0.00 0.00 0.00MedicalConsultationMedicine and vitaminsDentals

000

Sub total 0.00 0.00 0.00 0.00 0.00 0.00Insurance/TakafulLife/FamilyHealthMotorChild education

00

Sub total 0.00 0.00 0.00 0.00 0.00 0.00Personal expensesClothings 200.00Shoes 100.00Hair and beauty 100.00

Z a

k a

t

/ t a x

BACK




FebruaryEnter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking s

0.00 0.00 0.00

DetailsAmount (RM)

DetailsAmount (RM)


I n c o m e

Household income

E x p e n s e s

( c o n

t . )

Household expenses MedicalOwn income Rental 0.00 ConsultationSpouse's income Water 0.00 Medicine and vitaminsPart time job Electricity 0.00 DentalsHouse rental Telephone/mobile 0.00Business Cable TV 0.00Dividend/bonus Internet 0.00Other income Groceries 0.00 Sub total



0.00

M o n

t h l y f i x e

d e x p e n s e s


Others 0.00 Stationeries 0.000.00 Pocket money 0.00 Sub total Sub total C 0.00 0.00 School bus 0.00 Other expensesSaving / Investment 0.00 Child careEPF 0.00 0.00 GiftsFixed deposit 0.00 Sub total 0.00 0.00 Donations




0.00 0.000.00


Z a

k a

t

/ t a x



n


TrackingSheet



February Tracking SheetEnter figures into the blue cells.


0Sub total 0.00 0.00 0.00 0.00 0.00 0.00

M o n

t h l y f i x e

d e x p e n s e s

Loan repaymentHouseCarCredit cardPersonal loanStudy loanOthers

0Sub total 0.00 0.00 0.00 0.00 0.00 0.00



0Sub total 0.00 0.00 0.00 0.00 0.00 0.00

E x p e n s e s

( c o n

t . )

Household expensesRentalWaterElectricity

Telephone/mobileCable TVInternet

GroceriesFurnitureGardening

00000




00

Sub total 0.00 0.00 0.00 0.00 0.00 0.00TransportationRoad taxPetrolParkingRepairs/maintenanceDriving license


000


00

Sub total 0.00 0.00 0.00 0.00 0.00 0.00Personal expensesClothingsShoesHair and beauty

Z a

k a

t

/ t a x

BACK




MarchEnter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking s

0.00 0.00 0.00

DetailsAmount (RM)

DetailsAmount (RM)


I n c o m e

Household income

E x p e n s e s

( c o n

t . )




0.00

M o n

t h l y f i x e

d e x p e n s e s






0.00 0.000.00


Z a

k a

t

/ t a x



n


TrackingSheet



March Tracking SheetEnter figures into the blue cells.


0Sub total 0.00 0.00 0.00 0.00 0.00 0.00

M o n

t h l y f i x e

d e x p e n s e s


0Sub total 0.00 0.00 0.00 0.00 0.00 0.00



0Sub total 0.00 0.00 0.00 0.00 0.00 0.00

E x p e n s e s

( c o n

t . )




00000




00



000


00


Z a

k a

t

/ t a x

BACK




AprilEnter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking s

0.00 0.00 0.00

DetailsAmount (RM)

DetailsAmount (RM)


I n c o m e

Household income

E x p e n s e s

( c o n

t . )




0.00

M o n

t h l y f i x e

d e x p e n s e s






0.00 0.000.00


Z a

k a

t

/ t a x



n


TrackingSheet



April Tracking SheetEnter figures into the blue cells.


0Sub total 0.00 0.00 0.00 0.00 0.00 0.00

M o n

t h l y f i x e

d e x p e n s e s


0Sub total 0.00 0.00 0.00 0.00 0.00 0.00



0Sub total 0.00 0.00 0.00 0.00 0.00 0.00

E x p e n s e s

( c o n

t . )




00000




00



000


00


Z a

k a

t

/ t a x

BACK




MayEnter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking s

0.00 0.00 0.00

DetailsAmount (RM)

DetailsAmount (RM)


I n c o m e

Household income

E x p e n s e s

( c o n

t . )




0.00

M o n

t h l y f i x e

d e x p e n s e s






0.00 0.000.00


Z a

k a

t

/ t a x



n


TrackingSheet



May Tracking SheetEnter figures into the blue cells.


0Sub total 0.00 0.00 0.00 0.00 0.00 0.00

M o n

t h l y f i x e

d e x p e n s e s


0Sub total 0.00 0.00 0.00 0.00 0.00 0.00



0Sub total 0.00 0.00 0.00 0.00 0.00 0.00

E x p e n s e s

( c o n

t . )




00000




00



000


00


Z a

k a

t

/ t a x

BACK




JuneEnter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking s

0.00 0.00 0.00

DetailsAmount (RM)

DetailsAmount (RM)


I n c o m e

Household income

E x p e n s e s

( c o n

t . )




0.00

M o n

t h l y f i x e

d e x p e n s e s






0.00 0.000.00


Z a

k a

t

/ t a x



n


TrackingSheet



June Tracking SheetEnter figures into the blue cells.


0Sub total 0.00 0.00 0.00 0.00 0.00 0.00

M o n

t h l y f i x e

d e x p e n s e s


0Sub total 0.00 0.00 0.00 0.00 0.00 0.00



0Sub total 0.00 0.00 0.00 0.00 0.00 0.00

E x p e n s e s

( c o n

t . )




00000




00



000


00


Z a

k a

t

/ t a x

BACK




JulyEnter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking s

0.00 0.00 0.00

DetailsAmount (RM)

DetailsAmount (RM)


I n c o m e

Household income

E x p e n s e s

( c o n

t . )




0.00

M o n

t h l y f i x e

d e x p e n s e s






0.00 0.000.00


Z a

k a

t

/ t a x



n


TrackingSheet



July Tracking SheetEnter figures into the blue cells.


0Sub total 0.00 0.00 0.00 0.00 0.00 0.00

M o n

t h l y f i x e

d e x p e n s e s


0Sub total 0.00 0.00 0.00 0.00 0.00 0.00



0Sub total 0.00 0.00 0.00 0.00 0.00 0.00

E x p e n s e s

( c o n

t . )




00000




00



000


00


Z a

k a

t

/ t a x

BACK




AugustEnter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking s

0.00 0.00 0.00

DetailsAmount (RM)

DetailsAmount (RM)


I n c o m e

Household income

E x p e n s e s

( c o n

t . )




0.00

M o n

t h l y f i x e

d e x p e n s e s






0.00 0.000.00


Z a

k a

t

/ t a x



n


TrackingSheet



August Tracking SheetEnter figures into the blue cells.


0Sub total 0.00 0.00 0.00 0.00 0.00 0.00

M o n

t h l y f i x e

d e x p e n s e s


0Sub total 0.00 0.00 0.00 0.00 0.00 0.00



0Sub total 0.00 0.00 0.00 0.00 0.00 0.00

E x p e n s e s

( c o n

t . )




00000




00



000


00


Z a

k a

t

/ t a x

BACK




SeptemberEnter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking s

0.00 0.00 0.00

DetailsAmount (RM)

DetailsAmount (RM)


I n c o m e

Household income

E x p e n s e s

( c o n

t . )




0.00

M o n

t h l y f i x e

d e x p e n s e s

Loan repayment Sub total 0.00 0.00 Sub total House 0.00 Education Personal expensesCar 0.00 School fees 0.00 ClothingsCredit card 0.00 University fees 0.00 ShoesPersonal loan 0.00 Tuition 0.00 Hair and beautyStudy loan 0.00 School uniform 0.00Others 0.00 Stationeries 0.00

0.00 Pocket money 0.00 Sub total Sub total C 0.00 0.00 School bus 0.00 Other expensesSaving / Investment 0.00 Child careEPF 0.00 0.00 GiftsFixed deposit 0.00 Sub total 0.00 0.00 Donations




0.00 0.000.00


Z a

k a

t

/ t a x



n


TrackingSheet



September Tracking SheetEnter figures into the blue cells.


0Sub total 0.00 0.00 0.00 0.00 0.00 0.00

M o n

t h l y f i x e

d e x p e n s e s


0Sub total 0.00 0.00 0.00 0.00 0.00 0.00



0Sub total 0.00 0.00 0.00 0.00 0.00 0.00

E x p e n s e s

( c o n

t . )




00000




00



000


00


Z a

k a

t

/ t a x

BACK




OctoberEnter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking s

0.00 0.00 0.00

DetailsAmount (RM)

DetailsAmount (RM)


I n c o m e

Household income

E x p e n s e s

( c o n

t . )




0.00

M o n

t h l y f i x e

d e x p e n s e s






0.00 0.000.00


Z a

k a

t

/ t a x



n


TrackingSheet



October Tracking SheetEnter figures into the blue cells.


0Sub total 0.00 0.00 0.00 0.00 0.00 0.00

M o n

t h l y f i x e

d e x p e n s e s


0Sub total 0.00 0.00 0.00 0.00 0.00 0.00



0Sub total 0.00 0.00 0.00 0.00 0.00 0.00

E x p e n s e s

( c o n

t . )




00000




00



000


00


Z a

k a

t

/ t a x

BACK




NovemberEnter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking s

0.00 0.00 0.00

DetailsAmount (RM)

DetailsAmount (RM)


I n c o m e

Household income

E x p e n s e s

( c o n

t . )




0.00

M o n

t h l y f i x e

d e x p e n s e s






0.00 0.000.00


Z a

k a

t

/ t a x



n


TrackingSheet



November Tracking SheetEnter figures into the blue cells.


0Sub total 0.00 0.00 0.00 0.00 0.00 0.00

M o n

t h l y f i x e

d e x p e n s e s


0Sub total 0.00 0.00 0.00 0.00 0.00 0.00



0Sub total 0.00 0.00 0.00 0.00 0.00 0.00

E x p e n s e s

( c o n

t . )




00000




00



000


00


Z a

k a

t

/ t a x

BACK




DecemberEnter figures into the blue cells. You can also change, add or delete the income and expenses items. For actual spending, use the tracking s

0.00 0.00 0.00

DetailsAmount (RM)

DetailsAmount (RM)


I n c o m e

Household income

E x p e n s e s

( c o n

t . )




0.00

M o n

t h l y f i x e

d e x p e n s e s






0.00 0.000.00


Z a

k a

t

/ t a x



n


TrackingSheet



December Tracking SheetEnter figures into the blue cells.


0Sub total 0.00 0.00 0.00 0.00 0.00 0.00

M o n

t h l y f i x e

d e x p e n s e s


0Sub total 0.00 0.00 0.00 0.00 0.00 0.00



0Sub total 0.00 0.00 0.00 0.00 0.00 0.00

E x p e n s e s

( c o n

t . )




00000




00



000


00


Z a

k a

t

/ t a x

BACK



How to use this budget calculator?

Set your monthly budget

Select the corresponding month in the Monthly Budget Planner

Key in your budget for the month in the Estimated cells (in blue)

Track where your money goes

To record your daily spending, use the Enter your actual spending amount in the blue cells.

Total amount of your actual spending will automatically be calculated and reflected in the Monthly Budget Planner

To return to the Monthly Budget Planner, click

Assess your actual spending habits

If you have a deficit balance at the end of the month, you need to assess your spending habits.Compare against the budgeted amount and determine whether the expenses are necessary.

You can change the items of income and expenditure in the Monthly Budget Planner to suit your need. This will be reflected in the tracking sheet of the corresponding month.

Learn more on how to manage your money here.

BACK

BACK

http://www.bankinginfo.com.my/01_plan_your_finances/0101_managing_your_money/overview.php?intPrefLangID=1&

http://www.bankinginfo.com.my/01_plan_your_finances/0101_managing_your_money/overview.php?intPrefLangID=1&

Budget Cal Eng

Documents

Transcript of Budget Cal Eng